The last year has seen me struggling to simply make ends meet.
I toil in the construction industry, and in our immediate area, development has slowed to a snail’s pace.
There just isn’t toil for carpenters right now, so I have been doing as much toil on the side as I can. I advertise our services on websites care about CraigsList and Facebook, where I can usually net enough jobs each month to barely get our bills paid. This means that other expenses care about our entertainment budget have been jettisoned, while things care about food expenditures have been severely cut back as a means to offset our deficient income. Worst of all, I know that I’m going to need a new central cooling system at some point in the next year. I am afraid I won’t have the resources necessary to get mine updated. And that was before I l gained of the actual costs for Heating and Air Conditioning installation in our immediate area. When I was told that it could cost upwards to $8,000 for a new air handler and condenser unit, I nearly had a heart attack. I know this is why so many people stress the importance of keeping an emergency savings fund, since you never know when something care about this could present itself. Thankfully, I eventually found a reputable Heating and Air Conditioning company that was offering credit programs where you pay yearly for a year following the installation date. I was easily relieved when I found this company and was approved for their in-house credit program. If I hadn’t found this deal, I might have gone without an cooling system after the seasoned a single eventually died.